I have been having issues with tithing as well. My husband doesn't seem to understand about tithing the 10th of whatyou have.He seems to think its not in the bible when in fact it is. He gives what he can to the church when he has it and when doesn't he gives only what he can afford. I have tried to explain this to him. He got upset with me over a bill that accidently went upaid for a while and ended up in collections(the bill was in his name) I had to hold off paying it because the service had been cut(by us) and we switched to another service provider. He said the bill should have been paid first and that God says we have to pay who we owe first. I had up to this point tithing a tenth of my salary given most to my church and the rest to another ministry. It was no problem. We gained a windfall back because we moved and did not have to pay private school fees for our kids any longer and we had finished paying another bill off. Unfortunately my husband had to take a pay cut, he had to pay taxes on money he borrowed from his 401k(which will be paid by December) and he was borrowing money from a family member to help offset the cost(he quickly pays this back). He doesn't always tell me everything I need to know when I need to know it or wait until the last minute and since I do the budget I am at a disadvantage.My husband does have a seasonal second job and we have cut expenses since we moved into new house. The Lord has been so good to us because we were able to get this house at time the credit markets started to hose up ,sell our apartment at a time when noone was buying, and live in a fantastic school district where we don't have to send out kids through private education. We are stewards of what he gives and I want to make sure the Lord gets what he is supposed to. However it seems like every month due to carelessness on the part of family certain expenses that don't have to exist suddenly appear. I have spoken to them about it and have cut back on buying the extras. I always bring my lunch and breakfast to work. There was some stuff my husband could have done too but I know he is doing the best he can. I want to ask for a pay raise to offset what my husband lost in his paycut but right now where I am working it is tight like it is everywhere. I have been praying on this and there is no way around it- I will continue to tithe my tenth and tighten my belt tighter.
Hi Renaylor!!
I feel like a broken record sometimes but your situation sounds similar to mine when I was married. My husband totally disapproved of me tithing or giving. He thought I was foolish. We are all learning and growing and still very much human but very much God's children too. I thank Netta1 for starting this discussion b/c we can all learn from each other here. I wanted to address some of your comments in hopes that you can learn something from my own personal experiences. Please do not ever think that I am arrogant or nosey. If we are looking at a pig, I'm gonna call it a pig. I am not going to call it a cow for purpose of being PC. I just don't have that in me. People get hurt when you aren't honest. There is a difference between hurt feelings(we can learn to get over those) and damaged souls (only God can mend). Ok, the word tells us in many places about borrowing being not a good thing for us. We live in a world where no one has patience and as a result credit looks really good- at the time. Our grandparents had less to work with but they bought homes, cars, sent kids to school, ate, etc all w/o having large amounts of debt. They knew how to wait and to save money.There is power and freedom in delayed gratification. They worked so hard to allow us to have the lifestyle we have. Borrowing money from a 401k is almost never a good idea unless someone's life is on the line. There are substantial penalties from the governmment. Plus if your husband loses or tries to leave his job, that money becomes due immediately! When we borrow money from relatives it changes the dynamics of the relationship. Turkey at Thanksgiving just doesn't taste the same you know? It can put all the wrong ppl in your business. Which can then cause stress on the marriage. It is just not good.
Be that as it may, what's done is done. What is the game plan and timeline for paying these debts off (rhetorical)? I see you are trying to do a budget but it is not fair for one person to totally relinquish the budgeting to their spouse. It leaves room for lots of finger pointing. Plus a marriage is a partnership. One of the top 3 reasons for divorce in America are money problems. If one person is better at something than the other that's fine but both parties should have equal say and both parties need to be fully aware of where the money is going and what the plan is for accomplishing shared goals. In other words, you have a marriage issue that is masquerading as a money issue. Communication is vital in a successful marriage.
Asking for a payraise can be a good idea.
You know your circumstances. If you do decide to ask for a raise, have your stuff together. You need to be able to clearly demonstrate your monetary value and all contributions past as well as how you can make them more money in the future. Powerpoint, flow charts, whatever it takes. Yes things are tough right now for some but,
there is no recession in the kingdom. You gave God the praise for him letting you buy your home in your post. Can't he do a little something, something in this area too? Don't limit God. He can get you a raise or a new job or as many others have stated he finds ways to get you what you need. You may get a gas card w/ a large balance. You may get gift cards for the grocery store or something. Maybe it will be clothes for the kids. Think and say something good is going to happen to me! Where we tend to mess up is if he provides for us in that way we don't take the money we were going to use for 'x' and pay it towards debts. Instead we spend it. God gives all who ask for it wisdom. Pray and ask him for witty ideas and concepts. Maybe you can save your company $$ and be rewarded for it. Maybe you can start an online business. Have a yard sale. Can you cook, sew, speak, write well? These things can generate extra income too. There is
nothing too hard for God. I've said all of this to say God is the one who can enlighten and change your husband's mind. There are two great
'prayers for your husbands' in this Christian forum. Search for them and begin to cover your DH. Your job is to look to the one who can change this and pray for your husband. Then comes the hard part- waiting. Ask God for grace to wait. Celebrate the little victories along the way. Write things down in a notebook. They will give you hope along the way. Here is a book I highly recommend you read. It is called the
Total Money Make-over by Dave Ramsey. If you don't want to buy it check it out at the library. Here is a link to his website
www.daveramsey.com. Start listening to his free show online. Also, for ideas on how to generate income check out
www.48days.com. It is Dan Miller's website. He has a free podcast too. Both of these men are Christian counselors who have changed my life. Also check out Crown Financial Ministries at
www.crown.org. When we take that first step of faith to begin the turn around process God supernaturally intervenes.
Prov 22:7-
7 The rich rule over the poor,
and the borrower is servant to the lender.
James 2:20-
20You foolish man, do you want evidence that faith without deeds is useless?
Psa 121:1-2
1 I lift up my eyes to the hills—
where does my help come from?
2 My help comes from the LORD,
the Maker of heaven and earth.
Psa 23:1-
1 The LORD is my shepherd, I shall not be in want.