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View Full Version : what department store credit cards do you have?


Innocent_Kiss
2006-12-25, 03:19 PM
I have:

Carsons
Express
Old Navy
Victoria Secret

I'm thinking about cancelling Express, but I just love their jeans!

bluediamond0829
2006-12-25, 05:50 PM
I have:

Sears
Ny and Company
JcPennys

These are the ones i used to have but i cancelled:
Dillards
Macys
Express(they just were too expensive and i really didnt see anything in there that stood out and that made me want to buy it, not like when i first got the card back in 1998.)
The Limited(the suck i didnt use the card for a couple of months and they made cancelled my card so when i got ready to reapply for it i couldnt get it)

~Nigeria~
2006-12-25, 05:52 PM
Old Navy
Express
Victoria Secret
The Limited

JLove74
2006-12-25, 06:05 PM
Neiman's
Saks

Allandra
2006-12-26, 06:44 AM
None. I only use Am Ex.

SweetCaramel1
2006-12-26, 09:29 AM
none. their interest rates are too high for me. if i want something i can use my visa

Innocent_Kiss
2006-12-26, 10:17 AM
Yea, Express is very overrated to me. They were the only store that gave me a card when I didn't have credit, though :)

comike
2006-12-26, 10:31 AM
I avoid credit cards like the plague. The interest rates (especially for department stores) are ridiculous. Have an American Express (no interest rates) for business purposes and emergencies only.

chicitygirl
2006-12-26, 11:43 AM
none. their interest rates are too high for me. if i want something i can use my visa

I agree. Those store card interest rates are just ridiculously high. The cons outweigh the pros when it comes to those cards IMO. All those coupons and discounts don't mean much if they charge you 20% interest.

neeki
2006-12-26, 04:16 PM
I cancelled 5 store cards, but I still have Lord & Taylor, Neiman Marcus, Macys, and Carsons. I never use store cards anymore, unless there's an additional discount (like Carson's extra 20% off weekends for cardholders). I pay my bills in full each month, so I have no idea what the interest rates are.

FunkyDiva
2006-12-31, 03:19 PM
I used to have Lord & Taylor's but I cancelled it. THANK GOD! I don't want anymore and I do not recommend getting them

sweetfacekw
2006-12-31, 03:44 PM
Just Vicky's and Belks. BUT...I only spend under 100 dollars...if that!! I do want a Nordstrom's card though...but I'm a lil too scared!

Cxshortie
2006-12-31, 08:00 PM
Lane Bryant (use several times a year)
VS (havent used in YEARS)
and NYCO (havent used in YEARS)

glamazon386
2007-01-01, 10:00 AM
I only have a Victoria's Secret card...

Lusa
2007-01-01, 01:36 PM
I have Macy's and NY&Co. I keep them to get the coupons in the mail, and the savings are worth it because I do not carry balances and so I avoid the interest payments.

Undefeated Queen
2007-01-02, 09:10 PM
Bloomingdale's.

HoneyDew
2007-01-02, 10:20 PM
NONE!! Thanks Goodness. Been there - done that.

I am straight with my Mastercard and Visas and even those I don't use often.

I would not mind a Sears card. It seems like it would be handy for things for the house.

Halana Malie
2007-01-07, 06:52 PM
Nordstroms
Macys
Dillards
Boscov's